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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,902 | $125,797-64.3% | $170,057-73.6% | $75,177-40.3% |
| Participation rate | 70.0% | 83.6%-13.6pp | 87.0%-17.0pp | 67.2%+2.8pp |
| Annual return | 13.57% | 27.20%-13.6pp | 53.42%-39.8pp | 160.75%-147.2pp |
| Employer contribution / active EE | $1,490 | $4,616-67.7% | $6,790-78.1% | $2,671-44.2% |
| Participant deferral / active EE | $2,991 | $6,838-56.3% | $10,411-71.3% | $4,126-27.5% |
| Admin fee / account holder | $3,378 | $8,177-58.7% | $12,826-73.7% | $5,651-40.2% |