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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,741 | $110,083-70.3% | $151,645-78.4% | $68,490-52.2% |
| Participation rate | 82.5% | 84.0%-1.5pp | 87.5%-5.0pp | 67.9%+14.6pp |
| Annual return | -14.02% | -10.12%-3.9pp | 3.34%-17.4pp | -7.85%-6.2pp |
| Employer contribution / active EE | $1,517 | $4,470-66.1% | $6,165-75.4% | $2,597-41.6% |
| Participant deferral / active EE | $3,009 | $6,526-53.9% | $8,363-64.0% | $4,028-25.3% |
| Admin fee / account holder | $5,410 | $7,718-29.9% | $11,614-53.4% | $5,403+0.1% |