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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,433 | $138,393-69.3% | $184,256-77.0% | $80,959-47.6% |
| Participation rate | 85.3% | 83.9%+1.4pp | 86.8%-1.5pp | 67.7%+17.6pp |
| Annual return | 10.99% | 20.01%-9.0pp | 28.85%-17.9pp | 35.67%-24.7pp |
| Employer contribution / active EE | $1,705 | $4,847-64.8% | $6,427-73.5% | $2,757-38.2% |
| Participant deferral / active EE | $2,781 | $7,076-60.7% | $9,133-69.5% | $4,300-35.3% |
| Admin fee / account holder | $9,229 | $10,489-12.0% | $13,899-33.6% | $6,925+33.3% |