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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,470 | $50,958+101.1% | $74,552+37.4% | $64,181+59.7% |
| Participation rate | 87.5% | 61.1%+26.4pp | 69.1%+18.4pp | 69.6%+17.9pp |
| Annual return | -6.69% | -1.86%-4.8pp | 32.53%-39.2pp | 7.63%-14.3pp |
| Employer contribution / active EE | $1,925 | $1,115+72.6% | $1,961-1.8% | $2,381-19.1% |
| Participant deferral / active EE | $4,897 | $2,301+112.8% | $3,108+57.6% | $3,470+41.1% |
| Admin fee / account holder | $491 | $4,223-88.4% | $5,060-90.3% | $4,887-90.0% |