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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,026 | $93,055-68.8% | $153,741-81.1% | $80,959-64.1% |
| Participation rate | 54.8% | 69.0%-14.2pp | 77.1%-22.3pp | 67.7%-12.9pp |
| Annual return | 18.99% | 19.97%-1.0pp | 15.71%+3.3pp | 35.67%-16.7pp |
| Employer contribution / active EE | $1,586 | $3,504-54.7% | $5,042-68.5% | $2,757-42.5% |
| Participant deferral / active EE | $3,507 | $5,172-32.2% | $6,757-48.1% | $4,300-18.5% |
| Admin fee / account holder | $903 | $8,881-89.8% | $12,749-92.9% | $6,925-87.0% |