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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,179 | $96,678+17.1% | $86,640+30.6% | $139,466-18.8% |
| Participation rate | 85.7% | 74.4%+11.3pp | 71.7%+14.0pp | 80.3%+5.4pp |
| Annual return | 3.89% | 106.69%-102.8pp | 592.52%-588.6pp | 373.66%-369.8pp |
| Employer contribution / active EE | $743 | $3,265-77.3% | $3,024-75.4% | $4,754-84.4% |
| Participant deferral / active EE | $1,122 | $4,837-76.8% | $4,438-74.7% | $6,712-83.3% |
| Admin fee / account holder | $124,161 | $6,410+1837.0% | $5,616+2111.0% | $11,409+988.3% |