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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,401 | $101,069+222.9% | $81,478+300.6% | $147,585+121.2% |
| Participation rate | 100.0% | 74.5%+25.5pp | 68.0%+32.0pp | 82.8%+17.2pp |
| Annual return | 2.19% | 32.40%-30.2pp | 38.78%-36.6pp | 578.57%-576.4pp |
| Employer contribution / active EE | $15,996 | $3,205+399.1% | $2,568+523.0% | $4,876+228.0% |
| Participant deferral / active EE | $1,777 | $4,242-58.1% | $3,537-49.7% | $5,439-67.3% |
| Admin fee / account holder | $4 | $5,812-99.9% | $4,561-99.9% | $10,885-100.0% |