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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,663 | $209,422-22.3% | $178,503-8.9% | $158,982+2.3% |
| Participation rate | 52.6% | 86.4%-33.7pp | 81.9%-29.3pp | 82.0%-29.3pp |
| Annual return | 19.07% | 188.81%-169.7pp | 151.12%-132.0pp | 302.99%-283.9pp |
| Employer contribution / active EE | $2,851 | $5,707-50.1% | $5,011-43.1% | $4,763-40.2% |
| Participant deferral / active EE | $5,250 | $5,955-11.8% | $5,202+0.9% | $5,983-12.3% |
| Admin fee / account holder | $3,750 | $17,079-78.0% | $13,987-73.2% | $11,252-66.7% |