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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,875 | $198,457-35.6% | $170,435-25.0% | $147,586-13.4% |
| Participation rate | 58.8% | 88.0%-29.1pp | 83.6%-24.8pp | 82.8%-24.0pp |
| Annual return | 23.90% | 257.30%-233.4pp | 205.94%-182.0pp | 578.59%-554.7pp |
| Employer contribution / active EE | $4,330 | $6,183-30.0% | $5,432-20.3% | $4,876-11.2% |
| Participant deferral / active EE | $3,843 | $5,629-31.7% | $4,939-22.2% | $5,439-29.3% |
| Admin fee / account holder | $8 | $16,852-100.0% | $13,881-99.9% | $10,886-99.9% |