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| Provider | Service type | Compensation |
|---|---|---|
MCKINLEY CARTER WEALTH SERVICES8+ years Filed as: MCKINLEY CARTER TRUST COMPANY Service code 28 · EIN 72-1173060 2000 DIETRICK BLVD · CHARLESTON, WV 25311 | Investment Management | $102,450 |
RBC WEALTH MANAGEMENT1 year Filed as: RBC CAPITAL MARKETS LLC Service code 27 60 S. 6TH ST COMMISSIONS ACCTG · MINNEAPOLIS, MN 55402 | Advisory (Plan) | $55,301 |
ARGENT TRUST COMPANY8+ years Filed as: ARGENT TRUST COMPANY, N.A Service code 28 · EIN 72-1173060 500 E REYNOLDS DRIVE · RUSTON, LA 71270 | Investment Management | $47,139 |
GAMBLE JONES MURPHY BRENT8+ years Service code 28 · EIN 95-4249094 301 EAST COLORADO BOULEVARD · PASADENA, CA 91101 | Investment Management | $28,619 |
JANNEY MONTGOMERY SCOTT LLC8+ years Filed as: JANNEY MONGTOMERY SCOTT Service code 28 | Investment Management | $13,244 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIRMENT PLAN SERVIC Service code 15 · EIN 95-6817943 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping | $1,238 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $394,771 | $82,664+377.6% | $125,339+215.0% | $68,494+476.4% |
| Participation rate | 100.0% | 75.0%+25.0pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -18.61% | -5.97%-12.6pp | 572.05%-590.7pp | -7.84%-10.8pp |
| Employer contribution / active EE | $10,752 | $3,381+218.0% | $4,814+123.4% | $2,596+314.1% |
| Participant deferral / active EE | $7,332 | $6,110+20.0% | $7,446-1.5% | $4,027+82.1% |
| Admin fee / account holder | $1,910 | $6,275-69.6% | $10,010-80.9% | $5,403-64.6% |