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| Provider | Service type | Compensation |
|---|---|---|
MCKINLEY CARTER WEALTH SERVICES4+ years Filed as: MCKINLEY CARTER TRUST COMPANY Service code 28 · EIN 72-1173060 2000 DIETRICK BLVD · CHARLESTON, WV 25311 | Investment Management | $61,927 |
ARGENT TRUST COMPANY4+ years Filed as: ARGENT TRUST COMPANY, N.A Service code 28 · EIN 72-1173060 305 S. VIENNA ST · RUSTON, LA 71270 | Investment Management | $47,991 |
GAMBLE JONES MURPHY BRENT4+ years Service code 28 · EIN 95-4249094 301 EAST COLORADO BOULEVARD · PASADENA, CA 91101 | Investment Management | $37,240 |
JANNEY MONTGOMERY SCOTT LLC4+ years Filed as: JANNEY MONGTOMERY SCOTT Service code 28 | Investment Management | $18,588 |
MATTHEW COLLINS3 years Filed as: MATTHEW MATHIAS Service code 28 | Investment Management | $8,609 |
RBC WEALTH MANAGEMENT1 year Service code 28 · EIN 41-1416330 170 LAIDLY TOWER · CHARLESTON, WV 25301 | Investment Management | $5,856 |
AMERICAN FUNDS4+ years Filed as: AMERICAN FUNDS RECORDKEEPER DIRECT Service code 15 · EIN 95-6817943 C/O CAPITAL BANK AND TRUST COMPANY · INDIANAPOLIS, IN 462066040 | Recordkeeping | $2,658 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,542 | $73,102+266.0% | $123,553+116.5% | $56,289+375.3% |
| Participation rate | 100.0% | 74.3%+25.7pp | 82.3%+17.7pp | 69.9%+30.1pp |
| Annual return | -5.55% | 3.01%-8.6pp | 119.21%-124.8pp | -9.96%+4.4pp |
| Employer contribution / active EE | $10,896 | $2,977+266.0% | $4,628+135.4% | $2,111+416.1% |
| Participant deferral / active EE | $6,760 | $5,423+24.7% | $6,426+5.2% | $3,350+101.8% |
| Admin fee / account holder | $1,597 | $554+188.4% | $9,284-82.8% | $521+206.5% |