Retirement plan

PHYSICAL & OCCUPATIONAL THERAPY SERVICES, INC. 401(K) PROFIT SHARING

Name: PHYSICAL & OCCUPATIONAL THERAPY SERVICES - PHYSICAL & OCCUPATIONAL THERAPY SERVICES, INC. 401(K) PROFIT SHARING (2017) Form 5500
Creator: PHYSICAL & OCCUPATIONAL THERAPY SERVICES
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, PHYSICAL & OCCUPATIONAL THERAPY SERVICES, INC. 401(K) PROFIT SHARING, PHYSICAL & OCCUPATIONAL THERAPY SERVICES

PHYSICAL & OCCUPATIONAL THERAPY SERVICESEIN 55-0683624Plan #001PY 2017

111 B SANDERS LANE - BLUEFIELD, VA 246052031276-326-3611

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$958K

-6.0% from 2016

Total participants

0.0% from 2016

Average account balance

$106,446

-6.0% from 2016

Annual return

11.63%

+4.65 pp from 2016

Benchmarks

See 18,212 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort18,212 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.04M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$209K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

125.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$20K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.79%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1212

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$235K

$29407 / participant

Other / not subdivided$235K100.0%

% of EOY assets

24.556%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$106,446

$99,652+6.8%

$78,778+35.1%

$147,586-27.9%

Participation rate

75.0%

76.2%-1.2pp

69.2%+5.8pp

82.8%-7.8pp

Annual return

11.63%

47.28%-35.7pp

35.62%-24.0pp

578.59%-567.0pp

Employer contribution / active EE

$4,114

$2,796+47.2%

$1,986+107.2%

$4,876-15.6%

Participant deferral / active EE

$2,754

$3,664-24.8%

$2,958-6.9%

$5,439-49.4%

Admin fee / account holder

$26,139

$7,155+265.3%

$5,134+409.2%

$10,886+140.1%

PHYSICAL & OCCUPATIONAL THERAPY SERVICES, INC. 401(K) PROFIT SHARING

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

PHYSICAL & OCCUPATIONAL THERAPY SERVICES, INC. 401(K) PROFIT SHARING

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion