Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,011 | $81,870+19.7% | $119,634-18.1% | $68,490+43.1% |
| Participation rate | 59.1% | 71.9%-12.8pp | 79.3%-20.2pp | 67.9%-8.8pp |
| Annual return | -7.86% | -23.82%+16.0pp | -14.98%+7.1pp | -7.85%0pp |
| Employer contribution / active EE | $0 | $2,692-100.0% | $4,232-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,307 | $4,148-20.3% | $5,601-41.0% | $4,028-17.9% |
| Admin fee / account holder | $850 | $6,583-87.1% | $10,329-91.8% | $5,403-84.3% |