See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: RD HOAG & ASSOCIATES PC Service code 10 555 N BELL AVE STE 100 · CARNIEGIE, PA 15106 | Accounting | $11,700 |
AMERICAN FUNDS3+ years Filed as: CAPITAL RESEARCH & MANAGEMENT CO. Service code 25 · EIN 95-1411037 | Directed Trustee | $11,430 |
LPL FINANCIAL2 years Service code 99 · EIN 95-1411037 PO BOX 502533 · SAN DIEGO, CA 921502533 | Other Fees | $7,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,186 | $55,453-34.7% | $170,442-78.8% | $62,292-41.9% |
| Participation rate | 19.6% | 66.4%-46.8pp | 83.6%-64.0pp | 69.5%-49.9pp |
| Annual return | 14.05% | 21.38%-7.3pp | 205.93%-191.9pp | 28.90%-14.8pp |
| Employer contribution / active EE | $80 | $2,164-96.3% | $5,433-98.5% | $2,042-96.1% |
| Participant deferral / active EE | $682 | $2,303-70.4% | $4,939-86.2% | $3,169-78.5% |
| Admin fee / account holder | $655 | $455+43.9% | $13,880-95.3% | $479+36.6% |