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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,902 | $96,731-28.8% | $123,973-44.4% | $86,983-20.8% |
| Participation rate | 44.4% | 70.0%-25.6pp | 76.7%-32.2pp | 69.5%-25.1pp |
| Annual return | 14.10% | 17.33%-3.2pp | 388.13%-374.0pp | 25.83%-11.7pp |
| Employer contribution / active EE | $0 | $3,297-100.0% | $4,126-100.0% | $2,584-100.0% |
| Participant deferral / active EE | $1,979 | $4,152-52.3% | $5,247-62.3% | $4,194-52.8% |
| Admin fee / account holder | $3,713 | $8,722-57.4% | $11,799-68.5% | $7,856-52.7% |