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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,786 | $65,367-45.3% | $92,915-61.5% | $72,976-51.0% |
| Participation rate | 54.9% | 68.3%-13.4pp | 76.0%-21.1pp | 69.5%-14.6pp |
| Annual return | 20.19% | 42.11%-21.9pp | 109.45%-89.3pp | 81.02%-60.8pp |
| Employer contribution / active EE | $1,440 | $2,594-44.5% | $3,653-60.6% | $2,440-41.0% |
| Participant deferral / active EE | $1,834 | $3,128-41.4% | $4,238-56.7% | $3,608-49.2% |
| Admin fee / account holder | $2,673 | $4,251-37.1% | $5,796-53.9% | $5,124-47.8% |