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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,895 | $100,073+226.7% | $85,126+284.0% | $145,877+124.1% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 12.37% | 84.11%-71.7pp | 66.63%-54.3pp | 551.28%-538.9pp |
| Employer contribution / active EE | $4,698 | $3,236+45.2% | $2,731+72.0% | $4,663+0.8% |
| Participant deferral / active EE | $10,416 | $5,294+96.7% | $4,523+130.3% | $6,691+55.7% |
| Admin fee / account holder | $2,663 | $7,261-63.3% | $6,160-56.8% | $13,402-80.1% |