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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $282,844 | $96,388+193.4% | $80,627+250.8% | $139,466+102.8% |
| Participation rate | 93.8% | 73.6%+20.1pp | 67.0%+26.7pp | 80.3%+13.4pp |
| Annual return | 14.36% | 1352.08%-1337.7pp | 936.76%-922.4pp | 373.66%-359.3pp |
| Employer contribution / active EE | $4,065 | $3,260+24.7% | $2,723+49.3% | $4,754-14.5% |
| Participant deferral / active EE | $10,385 | $5,224+98.8% | $4,443+133.7% | $6,712+54.7% |
| Admin fee / account holder | $81,453 | $6,603+1133.6% | $5,381+1413.8% | $11,409+614.0% |