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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,322 | $80,177-39.7% | $123,894-61.0% | $57,658-16.2% |
| Participation rate | 66.9% | 74.4%-7.5pp | 81.4%-14.5pp | 70.2%-3.3pp |
| Annual return | 8.93% | 17.90%-9.0pp | 47.52%-38.6pp | 5.13%+3.8pp |
| Employer contribution / active EE | $1,837 | $2,913-36.9% | $4,617-60.2% | $1,974-6.9% |
| Participant deferral / active EE | $3,156 | $5,130-38.5% | $5,984-47.3% | $3,061+3.1% |
| Admin fee / account holder | $108 | $106+1.2% | $8,357-98.7% | $95+13.9% |