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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,158 | $175,257+54.1% | $149,717+80.4% | $139,456+93.7% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.50% | 166.70%-152.2pp | 134.41%-119.9pp | 373.45%-358.9pp |
| Employer contribution / active EE | $4,473 | $5,477-18.3% | $4,820-7.2% | $4,753-5.9% |
| Participant deferral / active EE | $5,520 | $6,521-15.4% | $5,682-2.9% | $6,711-17.8% |
| Admin fee / account holder | $21,737 | $16,156+34.5% | $13,213+64.5% | $11,407+90.6% |