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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,074 | $228,395-92.5% | $185,861-90.8% | $158,982-89.3% |
| Participation rate | 71.4% | 82.3%-10.9pp | 78.0%-6.6pp | 82.0%-10.5pp |
| Annual return | 3.17% | 40.82%-37.6pp | 35.96%-32.8pp | 302.99%-299.8pp |
| Employer contribution / active EE | $0 | $4,968-100.0% | $4,088-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $2,890 | $6,417-55.0% | $5,634-48.7% | $5,983-51.7% |
| Admin fee / account holder | $11,450 | $11,869-3.5% | $9,503+20.5% | $11,252+1.8% |