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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,404 | $226,135-89.2% | $182,558-86.6% | $152,909-84.0% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.0%+5.4pp | 82.5%+0.9pp |
| Annual return | 15.27% | 192.60%-177.3pp | 148.59%-133.3pp | 345.46%-330.2pp |
| Employer contribution / active EE | $0 | $4,979-100.0% | $4,076-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $2,268 | $6,371-64.4% | $5,526-59.0% | $5,851-61.2% |
| Admin fee / account holder | $2,650 | $10,707-75.3% | $8,594-69.2% | $11,601-77.2% |