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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,725 | $78,707-53.3% | $117,861-68.8% | $70,126-47.6% |
| Participation rate | 68.8% | 73.2%-4.4pp | 79.7%-10.9pp | 69.5%-0.8pp |
| Annual return | 14.25% | 23.30%-9.0pp | 335.11%-320.9pp | 73.15%-58.9pp |
| Employer contribution / active EE | $858 | $2,223-61.4% | $3,786-77.4% | $2,343-63.4% |
| Participant deferral / active EE | $2,175 | $3,297-34.0% | $4,482-51.5% | $3,332-34.7% |
| Admin fee / account holder | $1,337 | $5,066-73.6% | $8,021-83.3% | $4,645-71.2% |