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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,640 | $55,713-64.7% | $75,894-74.1% | $72,983-73.1% |
| Participation rate | 14.7% | 61.1%-46.4pp | 69.3%-54.6pp | 69.5%-54.8pp |
| Annual return | 32.58% | 27.60%+5.0pp | 30.76%+1.8pp | 81.01%-48.4pp |
| Employer contribution / active EE | $0 | $1,687-100.0% | $2,501-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $1,055 | $2,634-59.9% | $3,603-70.7% | $3,608-70.8% |
| Admin fee / account holder | $13 | $3,980-99.7% | $5,420-99.8% | $5,124-99.8% |