Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
AMERICAN FUNDS4+ years Filed as: CAPITAL BANK AND TRUST Service code 15 · EIN 95-6817943 | Recordkeeping | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,636 | $42,548-39.7% | $74,549-65.6% | $56,287-54.5% |
| Participation rate | 28.6% | 60.5%-31.9pp | 69.1%-40.6pp | 69.9%-41.3pp |
| Annual return | -5.03% | 12.40%-17.4pp | 32.53%-37.6pp | -9.96%+4.9pp |
| Employer contribution / active EE | $516 | $855-39.7% | $1,961-73.7% | $2,111-75.6% |
| Participant deferral / active EE | $742 | $2,277-67.4% | $3,108-76.1% | $3,350-77.9% |
| Admin fee / account holder | $7 | $467-98.6% | $5,059-99.9% | $521-98.7% |