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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,227 | $54,320-20.4% | $67,653-36.1% | $52,331-17.4% |
| Participation rate | 64.3% | 73.6%-9.3pp | 75.7%-11.4pp | 68.1%-3.8pp |
| Annual return | -1.58% | 6.81%-8.4pp | 6625.22%-6626.8pp | 4.54%-6.1pp |
| Employer contribution / active EE | $1,110 | $1,544-28.1% | $2,266-51.0% | $1,882-41.0% |
| Participant deferral / active EE | $1,667 | $2,950-43.5% | $3,560-53.2% | $3,022-44.8% |
| Admin fee / account holder | $1,607 | $527+205.2% | $4,821-66.7% | $592+171.7% |