Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,226 | $45,152-72.9% | $73,836-83.4% | $59,633-79.5% |
| Participation rate | 22.0% | 64.0%-42.1pp | 73.4%-51.5pp | 68.7%-46.7pp |
| Annual return | -3.31% | 27.40%-30.7pp | 2268.06%-2271.4pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $181 | $1,901-90.5% | $2,787-93.5% | $2,203-91.8% |
| Participant deferral / active EE | $276 | $2,573-89.3% | $3,583-92.3% | $3,192-91.3% |
| Admin fee / account holder | $1,952 | $3,515-44.5% | $4,882-60.0% | $4,297-54.6% |