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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,085 | $72,404-28.1% | $110,243-52.8% | $64,173-18.8% |
| Participation rate | 88.0% | 73.3%+14.7pp | 79.8%+8.2pp | 69.6%+18.4pp |
| Annual return | -1.53% | -6.29%+4.8pp | 314.76%-316.3pp | 7.63%-9.2pp |
| Employer contribution / active EE | $414 | $2,282-81.9% | $3,827-89.2% | $2,381-82.6% |
| Participant deferral / active EE | $2,068 | $3,469-40.4% | $4,672-55.7% | $3,470-40.4% |
| Admin fee / account holder | $4,059 | $5,664-28.3% | $8,548-52.5% | $4,887-17.0% |