Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,776 | $54,541-12.4% | $78,778-39.4% | $70,126-31.9% |
| Participation rate | 65.3% | 60.8%+4.5pp | 69.2%-3.9pp | 69.5%-4.2pp |
| Annual return | 11.06% | 21.07%-10.0pp | 35.62%-24.6pp | 73.15%-62.1pp |
| Employer contribution / active EE | $755 | $1,089-30.7% | $1,986-62.0% | $2,343-67.8% |
| Participant deferral / active EE | $1,347 | $2,210-39.0% | $2,958-54.5% | $3,332-59.6% |
| Admin fee / account holder | $3,133 | $3,709-15.5% | $5,134-39.0% | $4,645-32.6% |