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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,759 | $201,372-43.0% | $184,260-37.7% | $145,884-21.3% |
| Participation rate | 94.7% | 87.5%+7.2pp | 86.8%+7.9pp | 80.3%+14.4pp |
| Annual return | 7.44% | 29.04%-21.6pp | 28.84%-21.4pp | 551.85%-544.4pp |
| Employer contribution / active EE | $6,788 | $7,024-3.4% | $6,427+5.6% | $4,662+45.6% |
| Participant deferral / active EE | $3,909 | $9,808-60.1% | $9,133-57.2% | $6,690-41.6% |
| Admin fee / account holder | $734 | $16,362-95.5% | $13,898-94.7% | $13,392-94.5% |