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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,429 | $185,905-47.6% | $170,057-42.7% | $139,487-30.2% |
| Participation rate | 90.0% | 87.8%+2.2pp | 87.0%+3.0pp | 80.3%+9.7pp |
| Annual return | 9.32% | 60.56%-51.2pp | 53.42%-44.1pp | 373.84%-364.5pp |
| Employer contribution / active EE | $6,222 | $7,597-18.1% | $6,790-8.4% | $4,755+30.9% |
| Participant deferral / active EE | $3,673 | $11,627-68.4% | $10,411-64.7% | $6,713-45.3% |
| Admin fee / account holder | $9,214 | $15,397-40.2% | $12,826-28.2% | $11,407-19.2% |