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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,869 | $223,823-77.3% | $211,142-75.9% | $154,746-67.1% |
| Participation rate | 90.5% | 87.9%+2.6pp | 87.3%+3.2pp | 80.7%+9.8pp |
| Annual return | 4.20% | 50.39%-46.2pp | 46.84%-42.6pp | 172.34%-168.1pp |
| Employer contribution / active EE | $5,558 | $6,787-18.1% | $6,442-13.7% | $4,379+26.9% |
| Participant deferral / active EE | $3,618 | $9,750-62.9% | $9,284-61.0% | $6,730-46.2% |
| Admin fee / account holder | $78,857 | $19,707+300.1% | $19,076+313.4% | $14,365+448.9% |