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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,869 | $209,336-75.7% | $197,124-74.2% | $137,256-62.9% |
| Participation rate | 90.5% | 87.3%+3.2pp | 86.7%+3.8pp | 80.0%+10.5pp |
| Annual return | 4.20% | 48.09%-43.9pp | 44.34%-40.1pp | 220.34%-216.1pp |
| Employer contribution / active EE | $5,558 | $6,591-15.7% | $6,227-10.7% | $4,156+33.7% |
| Participant deferral / active EE | $3,618 | $9,614-62.4% | $9,135-60.4% | $6,407-43.5% |
| Admin fee / account holder | $78,857 | $17,308+355.6% | $16,298+383.8% | $12,270+542.7% |