Filed December 29, 2025
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| Provider | Service type | Compensation |
|---|---|---|
401K ADVISORS INC3 years Service code 15 · EIN 33-0905143 | Recordkeeping | $25,084 |
ADP BROKER-DEALER4 years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $23,202 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,994 | $122,042-34.5% | $184,243-56.6% | $74,429+7.5% |
| Participation rate | 87.0% | 85.5%+1.5pp | 86.8%+0.2pp | 67.2%+19.8pp |
| Annual return | 11.73% | 19.91%-8.2pp | 28.82%-17.1pp | 1368.38%-1356.7pp |
| Employer contribution / active EE | $2,620 | $4,538-42.3% | $6,427-59.2% | $2,625-0.2% |
| Participant deferral / active EE | $5,679 | $7,143-20.5% | $9,132-37.8% | $4,348+30.6% |
| Admin fee / account holder | $340 | $1,252-72.8% | $13,914-97.6% | $1,944-82.5% |