Filed December 29, 2025
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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1 year Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $5,419 |
ADP BROKER-DEALER1 year Service code 49 · EIN 22-3319984 | Other Services | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,014 | $121,341-35.7% | $189,537-58.8% | $79,391-1.7% |
| Participation rate | 74.6% | 86.1%-11.5pp | 87.8%-13.2pp | 70.7%+3.9pp |
| Annual return | 16.59% | 21.08%-4.5pp | 555.34%-538.7pp | 116.88%-100.3pp |
| Employer contribution / active EE | $2,691 | $3,915-31.3% | $6,161-56.3% | $2,428+10.8% |
| Participant deferral / active EE | $4,023 | $6,395-37.1% | $8,220-51.1% | $4,046-0.6% |
| Admin fee / account holder | $410 | $651-37.0% | $12,048-96.6% | $627-34.5% |