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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,078 | $217,432+21.5% | $185,851+42.1% | $167,553+57.6% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.82% | 148.43%-133.6pp | 122.11%-107.3pp | 478.89%-464.1pp |
| Employer contribution / active EE | $8,585 | $5,874+46.1% | $5,168+66.1% | $4,840+77.4% |
| Participant deferral / active EE | $7,525 | $6,357+18.4% | $5,569+35.1% | $6,343+18.6% |
| Admin fee / account holder | $6,121 | $19,820-69.1% | $16,245-62.3% | $12,316-50.3% |