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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,078 | $217,392+21.5% | $185,818+42.1% | $167,497+57.7% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.82% | 148.37%-133.6pp | 122.06%-107.2pp | 478.62%-463.8pp |
| Employer contribution / active EE | $8,585 | $5,873+46.2% | $5,168+66.1% | $4,838+77.5% |
| Participant deferral / active EE | $7,525 | $6,357+18.4% | $5,568+35.1% | $6,341+18.7% |
| Admin fee / account holder | $6,121 | $19,813-69.1% | $16,239-62.3% | $12,310-50.3% |