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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,028 | $87,546-76.0% | $75,784-72.3% | $125,389-83.2% |
| Participation rate | 100.0% | 80.2%+19.8pp | 75.8%+24.2pp | 83.2%+16.8pp |
| Annual return | -8.65% | 13.49%-22.1pp | 9.68%-18.3pp | 282.24%-290.9pp |
| Employer contribution / active EE | $7,219 | $3,930+83.7% | $3,323+117.2% | $4,866+48.4% |
| Participant deferral / active EE | $2,076 | $4,230-50.9% | $3,652-43.1% | $5,352-61.2% |
| Admin fee / account holder | $1,182 | $6,503-81.8% | $5,300-77.7% | $9,541-87.6% |