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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,948 | $167,362+78.6% | $143,799+107.9% | $134,532+122.2% |
| Participation rate | 80.0% | 84.8%-4.8pp | 80.3%-0.3pp | 81.2%-1.2pp |
| Annual return | -16.08% | 0.47%-16.6pp | -0.04%-16.0pp | 418.27%-434.3pp |
| Employer contribution / active EE | $5,141 | $5,620-8.5% | $4,952+3.8% | $4,741+8.4% |
| Participant deferral / active EE | $10,926 | $6,447+69.5% | $5,638+93.8% | $6,401+70.7% |
| Admin fee / account holder | $3,767 | $18,094-79.2% | $14,677-74.3% | $11,429-67.0% |