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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,720 | $79,955-37.8% | $98,450-49.5% | $75,181-33.9% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.2%+24.8pp | 67.2%+32.8pp |
| Annual return | 11.83% | 19.75%-7.9pp | 21.16%-9.3pp | 160.69%-148.9pp |
| Employer contribution / active EE | $1,877 | $2,264-17.1% | $3,049-38.4% | $2,671-29.7% |
| Participant deferral / active EE | $4,041 | $3,752+7.7% | $4,739-14.7% | $4,126-2.1% |
| Admin fee / account holder | $4,009 | $6,841-41.4% | $8,961-55.3% | $5,650-29.0% |