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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,657 | $175,257-22.0% | $149,717-8.7% | $139,456-2.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.38% | 166.70%-146.3pp | 134.41%-114.0pp | 373.45%-353.1pp |
| Employer contribution / active EE | $1,220 | $5,477-77.7% | $4,820-74.7% | $4,753-74.3% |
| Participant deferral / active EE | $5,586 | $6,521-14.3% | $5,682-1.7% | $6,711-16.8% |
| Admin fee / account holder | $978 | $16,156-93.9% | $13,213-92.6% | $11,407-91.4% |