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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $27,023 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,452 | $42,548+11.5% | $74,549-36.3% | $56,287-15.7% |
| Participation rate | 35.6% | 60.5%-24.8pp | 69.1%-33.5pp | 69.9%-34.2pp |
| Annual return | -5.02% | 12.40%-17.4pp | 32.53%-37.5pp | -9.96%+4.9pp |
| Employer contribution / active EE | $379 | $855-55.7% | $1,961-80.7% | $2,111-82.0% |
| Participant deferral / active EE | $1,681 | $2,277-26.2% | $3,108-45.9% | $3,350-49.8% |
| Admin fee / account holder | $284 | $467-39.1% | $5,059-94.4% | $521-45.4% |