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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,426 | $63,861-57.1% | $104,625-73.8% | $79,852-65.7% |
| Participation rate | 95.0% | 64.9%+30.1pp | 74.1%+20.9pp | 69.6%+25.4pp |
| Annual return | 5.94% | 21.30%-15.4pp | 340.60%-334.7pp | 31.72%-25.8pp |
| Employer contribution / active EE | $346 | $1,588-78.2% | $2,681-87.1% | $2,471-86.0% |
| Participant deferral / active EE | $1,404 | $2,693-47.9% | $3,738-62.4% | $3,740-62.5% |
| Admin fee / account holder | $28,309 | $4,185+576.4% | $6,465+337.9% | $5,306+433.5% |