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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,071 | $56,110-78.5% | $94,993-87.3% | $70,126-82.8% |
| Participation rate | 90.5% | 65.0%+25.5pp | 73.9%+16.6pp | 69.5%+20.9pp |
| Annual return | 13.10% | 51.02%-37.9pp | 27.14%-14.0pp | 73.15%-60.0pp |
| Employer contribution / active EE | $2,841 | $1,442+97.0% | $2,603+9.1% | $2,343+21.3% |
| Participant deferral / active EE | $1,348 | $2,391-43.6% | $3,317-59.4% | $3,332-59.5% |
| Admin fee / account holder | $344 | $3,456-90.0% | $4,960-93.1% | $4,645-92.6% |