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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,529 | $185,883+21.9% | $170,043+33.2% | $139,466+62.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 13.46% | 60.54%-47.1pp | 53.40%-39.9pp | 373.66%-360.2pp |
| Employer contribution / active EE | $3,185 | $7,596-58.1% | $6,790-53.1% | $4,754-33.0% |
| Participant deferral / active EE | $16,947 | $11,626+45.8% | $10,410+62.8% | $6,712+152.5% |
| Admin fee / account holder | $6,252 | $15,393-59.4% | $12,824-51.2% | $11,409-45.2% |