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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,412 | $167,504+16.7% | $151,628+28.9% | $134,509+45.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -16.93% | 7.81%-24.7pp | 3.34%-20.3pp | 418.13%-435.1pp |
| Employer contribution / active EE | $3,105 | $6,828-54.5% | $6,165-49.6% | $4,741-34.5% |
| Participant deferral / active EE | $18,922 | $8,985+110.6% | $8,363+126.3% | $6,400+195.6% |
| Admin fee / account holder | $1,009 | $13,779-92.7% | $11,613-91.3% | $11,427-91.2% |