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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,701 | $82,674-42.3% | $125,381-62.0% | $68,486-30.3% |
| Participation rate | 76.1% | 75.1%+1.0pp | 82.4%-6.3pp | 67.9%+8.2pp |
| Annual return | -17.87% | -5.97%-11.9pp | 572.31%-590.2pp | -7.85%-10.0pp |
| Employer contribution / active EE | $4,790 | $3,382+41.6% | $4,815-0.5% | $2,597+84.5% |
| Participant deferral / active EE | $4,638 | $6,111-24.1% | $7,448-37.7% | $4,028+15.2% |
| Admin fee / account holder | $4,512 | $6,277-28.1% | $10,007-54.9% | $5,404-16.5% |