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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,964 | $86,701-60.8% | $73,309-53.7% | $125,389-72.9% |
| Participation rate | 100.0% | 78.6%+21.4pp | 74.9%+25.1pp | 83.2%+16.8pp |
| Annual return | -4.59% | 2.78%-7.4pp | 5.67%-10.3pp | 282.24%-286.8pp |
| Employer contribution / active EE | $7,148 | $4,152+72.1% | $3,237+120.8% | $4,866+46.9% |
| Participant deferral / active EE | $6,749 | $5,549+21.6% | $4,991+35.2% | $5,352+26.1% |
| Admin fee / account holder | $5,204 | $7,768-33.0% | $5,635-7.6% | $9,541-45.5% |