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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,225 | $52,467-86.2% | $57,196-87.4% | $55,167-86.9% |
| Participation rate | 99.2% | 75.8%+23.4pp | 75.3%+23.9pp | 69.0%+30.2pp |
| Annual return | 9.42% | 7.72%+1.7pp | 14.59%-5.2pp | 169.23%-159.8pp |
| Employer contribution / active EE | $1,276 | $2,477-48.5% | $2,683-52.5% | $1,963-35.0% |
| Participant deferral / active EE | $1,385 | $2,830-51.1% | $3,096-55.3% | $3,054-54.6% |
| Admin fee / account holder | $44 | $269-83.8% | $3,141-98.6% | $504-91.4% |