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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,604 | $98,766+112.2% | $149,730+40.0% | $79,852+162.5% |
| Participation rate | 97.0% | 75.8%+21.2pp | 82.5%+14.5pp | 69.6%+27.3pp |
| Annual return | 14.98% | 27.43%-12.4pp | 276.70%-261.7pp | 31.72%-16.7pp |
| Employer contribution / active EE | $10,442 | $3,217+224.6% | $4,645+124.8% | $2,471+322.6% |
| Participant deferral / active EE | $10,570 | $5,681+86.1% | $6,843+54.5% | $3,740+182.6% |
| Admin fee / account holder | $11,093 | $6,052+83.3% | $9,310+19.1% | $5,306+109.1% |