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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,235 | $77,817+69.9% | $123,553+7.0% | $64,173+106.1% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -6.30% | 12.49%-18.8pp | 119.21%-125.5pp | 7.63%-13.9pp |
| Employer contribution / active EE | $11,504 | $3,014+281.7% | $4,628+148.6% | $2,381+383.2% |
| Participant deferral / active EE | $8,987 | $5,240+71.5% | $6,426+39.9% | $3,470+159.0% |
| Admin fee / account holder | $420 | $5,519-92.4% | $9,284-95.5% | $4,887-91.4% |