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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,921 | $89,364-5.0% | $141,177-39.8% | $72,983+16.4% |
| Participation rate | 69.0% | 75.1%-6.2pp | 82.5%-13.5pp | 69.5%-0.5pp |
| Annual return | 24.62% | 111.86%-87.2pp | 71.40%-46.8pp | 81.01%-56.4pp |
| Employer contribution / active EE | $2,257 | $3,115-27.5% | $4,736-52.3% | $2,440-7.5% |
| Participant deferral / active EE | $5,045 | $5,419-6.9% | $6,710-24.8% | $3,608+39.8% |
| Admin fee / account holder | $3,716 | $5,959-37.6% | $10,263-63.8% | $5,124-27.5% |